We'll not be coming to England this year.

I need to email you all (I'm talking to the family here), but it comes down to one fact. Money on airfare and the stay itself would leave us with no closing costs for the house we want to build... and I personally want us to be in it by Christmas. Partly because of the whole "it's our present to each other" sentiment, but mainly because manually digging out parking spots after a foot of snow covers the street (only to have some Lexus-driving social moron take it when you're at work) and having seven apartments share one water heater meant for five is wearing a little thin in the winter months.

I went to the MoneyChimp website and worked out how much mortgage payments will be for us, based on the down-payment we'll have and the probable percentage rates. They have a nifty little Pop-up Financial Calculator to work out a lot of financial information. Interest rates, compound savings growth, and (most importantly for us) you get to see your house put into real numbers. Go on, give it a go. See how much house you can have instead of paying rent!

The Philadelphia Eagles lost the Superbowl to the New England Patriots on Sunday. For our non-American readers, that would be like Belgium losing in the World Cup Final to Brazil. Everyone expects Brazil to win, but that doesn't make it any easier on the Belgians. For all American readers, please insert joke linking Donovan McNabb's throwing up and his commercials for Chunky Soup here.

Listen : Killamangiro - Babyshambles ... Somewhere In The Universe - Spacetribe ... Come Home - James ... Eagle - Abba (lot of music listening).